Copper Beech Advisors Blog

Understanding Executive Stock Options - Part III Cash Flow - Your Life

Posted by Timothy Caban on Aug 14, 2015 10:00:00 AM


At the end of the day, your life does not fit any perfect guidelines as you encounter the ups and downs that make life interesting.  Being prepared for both is fundamental to financial piece of mind and to being confident that you are able to handle every situation.  Cash flow is where the rubber meets the road.  How you use it determines how well prepared you are.

But how does this fit into a Stock Options discussion?  In the first part of this series we looked at how to use stock price to make the best decisions about when to exercise your options.  In the second part we added taxes to the mix, showing you how to use the flexibility of owning executive stock options to achieve the best tax result. 

Now we will add the last key to the puzzle.  Making sure that your life is integrated with your stock options decisions to give you the greatest peace of mind and least amount of stress.  

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Topics: Spending Control, Stock Options, Cash Flow

Understanding Executive Stock Options - Part II Taxes

Posted by Timothy Caban on Aug 6, 2015 11:47:00 AM

Unequal Burden

In our first of 3 posts on how to approach executive stock options, we covered how to evaluate when to sell your options as the stock price moves up and down.  In this post, we will cover the 2nd important factor.  Taxes.

Three Key Factors

  1. Stock Price
  2. Taxes
  3. Cash Flow - Your Life

If you decide to sell your stock options without factoring in the tax effect, you may be leaving significant money on the table...

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Topics: Stock Options, Taxes

Understanding Executive Stock Options - Part I Stock Price

Posted by Timothy Caban on Jun 16, 2015 11:41:00 AM

A Shiny New Car?

How do you decide when to sell your executive stock options?  When it's time to buy a new car?  When the college bill comes due? How can you be sure that you're getting the most out of these key pieces of your compensation?

If you are a successful executive at a large corporation, there is a good chance that you have received some employee stock options and/or some restricted stock as part of your compensation.  You are then confronted with having to decide when to exercise your stock options.  To make a great decision, you should actually consider a minimum of three factors.  In this post, I'll describe all three factors and then focus on one, stock price, in a little more detail.

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Topics: Stock Options, Investments, Stock Price